resources

C&J is a partnership between Cynthia Underwood and James Carter. Formed in 2020, the company is based in Pittsburgh, Pennsylvania.

IRS

Pennsylvania Department of Revenue

PA Business One Stop Shop

Carnegie Business Library

Small Business Administration

Women’s Business Enterprise National Council

National Association Women’s Business Owners

Chambers of Commerce

You can also find additional resources within your state and local area.

Frequently Asked Questions

Do I need a bookkeeper or an accountant?

A bookkeeper will be able to assist you with properly categorizing and with closing transactions. The accountant is a degree professional, trained to analyze data provided by a bookkeeper and advise company’s management to understand the financial impact

How much do I pay myself as a business owner?

Start with research for the industry standard based on your location. Adjust for education and experience and add your taxes and insurance. Contact us to learn more.

How do I charge for my product or service?

Determine your overhead, and cost for you doing business. Then determine the break-even point of your product. Then determine a comparable markup for success. Contact us to learn more.

How do I find my total employee cost?

A general formula is: employee’s hourly rate + any benefits provided + employer’s taxes and insurance

What is the difference between a tax preparer and a tax advisor?

Tax preparer is a professional that is qualified to calculate, file and sign income tax returns on behalf of individuals and businesses. In addition to tax preparation, a tax advisor is more able to assist in tax planning strategies.

What are your prices for services?

We price on a scale system. Your pricing will be based on size of your business and volume and the services we will be providing tailored to your needs. Request a quote.

Why do I need a business plan?

A business plan is the financial roadmap to your business and needs to be updated annually.